New Orleans Motor Vehicle Accident Law Blog

Tips for negotiating your car's value after a collision

Things have gotten better on Louisiana roadways. One recent report indicates the fatality rate for car accidents has declined in Louisiana in recent years. However, that does not mean people's work is over in making highways safer in the state. 

Following an auto accident, you want to make sure you get as much out of your insurance claim as possible. Unfortunately, many insurance agencies try to low-ball you. Here are several tips for negotiating a better offer for your vehicle in the event the crash totaled it.

How do motorcycle claims differ from car claims

Traffic collisions can vary substantially in severity. Recently in Louisiana, five 18-wheelers were in a collision, and although no fatalities came out of the wreckage, a crash of that severity easily could have been much worse under specific circumstances. 

Because auto accidents can vary in severity, your claims process may be significantly different from someone else's. If you were in an accident on a motorcycle, then you can expect your insurance claim to contrast from someone else's claim where two cars are at fault. Here are some of the major differences you should anticipate, so you can plan accordingly. 

Giving a recorded statement after a crash

A car crash can do more than just ruin your day. It can result in major damage to your car, your finances and your health.

Once the scene is clear and you go about your day, several steps need to happen. A call to the insurance company to report the wreck will warrant giving something called a recorded statement. This is an essential piece to the claims process, and having a better understanding of what it is and does can help you get through it.

4 tips for talking to a witness following a car crash

With most trips you take, you arrive at your destination safely. Still, it only takes one accident for you to develop the sort of injuries that may cause you a lifetime of hardship. Because roughly 900 car accidents occur for every 100,000 residents in Louisiana, you may eventually find yourself in the middle of a motor vehicle collision. 

If you plan to pursue compensation from whoever caused the accident, you must begin to build a case. As you likely know, witnesses often make the difference. When you talk to a potential witness, though, you want to be sure your conversation is both productive and valuable. Here are four tips for talking to a witness following a car crash: 

Car accidents and PTSD

Every time you climb into a vehicle, there exists some risk of an automobile accident. After all, in 2018, roughly 46 out of every 1,000 vehicles on Louisiana’s roadways ended up in a collision. While even minor car crashes can be stressful, some accidents cause drivers or passengers to develop post-traumatic stress disorder. 

Put simply, PTSD is a mental health condition that develops in individuals who experience some type of stressful or frightening event. How do you know the difference between anxiety and PTSD, though? When it comes to PTSD and automobile accidents, you may want to ask yourself the following questions: 

Frequently asked questions about uninsured driver accidents

Most people know the typical routine when they get into any kind of car accident, especially a minor one. After pulling over, you meet the other driver and exchange insurance information. Unfortunately, when one person lacks insurance, this simple routine can completely fall apart.

If the other driver in a car accident does not have coverage or drives off without pulling over, it can feel like you were left holding the bag. The situation is more common than you may think, and there are procedures to handle such a thing. Here are some questions you may have about the process.

Preventing wet weather accidents

If you have ever driven in the rain or on slick pavements in New Orleans, then you may already be aware of how treacherous slick driving conditions can get. Wet roads and changing travel conditions contribute to weather-related accidents that cause many injuries and deaths each year. 

Slower speeds and caution are necessary to navigate the roads safely when it is rainy and roads are slick with oil, water and other moist substances. Despite knowing this, some drivers disregard the dangers, putting themselves and others at risk of collisions that cause serious injuries and take lives. Here are a few considerations to keep in mind about wet weather conditions. 

The tragedy of backover crash fatalities

Thousands of children die each year when a vehicle driven by a family member backs over them. Driver's training classes rarely mention the blind zone behind a parked vehicle. Driving students look in their rearview mirror, check each side mirror and twist conscientiously to look over each shoulder for danger before putting a vehicle in reverse.

No one thinks about the toddler that may be playing behind the car, out of the driver's field of vision. The child may be in the family driveway or sitting on the concrete behind a neighbor's vehicle.

Understanding a whiplash injury

One of the most frequent injuries you could suffer in a Louisiana car crash, especially if the car behind you rear-ends yours, is that of whiplash. This type of injury occurs when your head and neck violently jerk forward and backward due to the impact of the crash. This sudden and violent motion causes damage to your neck’s nerves and tissues, often resulting in the following symptoms:

  • Severe pain in your neck
  • Severe pain in your upper back and/or shoulders
  • Substantial stiffness in your neck
  • Substantial decrease in the range of motion of your head and neck
  • Frequent headaches, often severe
  • Frequent numbness, tingling and/or weakness in your shoulders and/or arms

Obtaining a whiplash diagnosis

Warning: Hands-free is not risk-free

You see it every day as you drive Louisiana’s streets, roads and freeways. People using their cellphones while driving often seem to surround you. Per the National Safety Council, upwards of 100 people die every day across America in a motor vehicle accident due to distracted driving, of which cellphone usage forms a large part.

If you have heard that using hands-free technology while talking or texting on your cellphone when you drive will prevent you from being distracted, do not believe this urban legend. Just because you refrain from using your hands when you talk or text while driving does not mean that such activity does not distract you. It does. And this distraction puts you at high risk of becoming an accident victim yourself.

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