Maximizing Your Recovery In Uninsured Or Underinsured Accidents
Despite your best efforts to insure your own vehicle and prepare for an accident, you cannot predict the coverage of other drivers on the road. Should another driver be responsible for hitting you or causing an accident, he or she may not have the insurance coverage needed to pay for the damages or injuries you incur.
At The Law Offices of Tim L. Fields, LLC, we are committed to assisting motorists in recovering the compensation they need to cover costly repair bills or medical treatment. If you have been involved in a hit-and-run accident or one in which the other driver was not adequately insured, we can help.
What You Should Do After An Accident
After immediately filing a police report, call our office to learn how we can assist you in seeking compensation. We will look at your existing policies, as well as any other coverage that may help, advocating on your behalf to the insurance companies to ensure that you are covered.
Uninsured and underinsured motorist coverage acts as a rider to your basic policy. This will provide coverage to you if the negligent driver does not have insurance or does not have enough coverage.
It is critical that you have uninsured and underinsured motorist coverage. Studies have shown that nearly 30 percent of Louisiana drivers do not have insurance, and many more have insufficient coverage for what many accidents cost.
The state of Louisiana requires that each driver carry at least $15,000 in coverage. If you are involved in an accident where the negligent driver only carries the minimum and the damages from the collision have exceeded that amount, you will need to rely upon your own underinsured driver coverage. Filing a claim against this coverage will not go against your premiums or cause your insurance to increase.
Schedule Your Free Consultation
To learn more about how we can assist you following an accident involving an uninsured or underinsured driver, please call our lawyers today at 504-459-9266 or toll free at 800-653-4033. You may also send us an email. There is no fee for our services unless we recover compensation on your behalf.